Mortgage Citizen is a lot more than mortgages. We are an online loan marketplace for various financial borrowing needs including auto loans, small business loans, personal loans, credit cards, and more. We also offer comparison shopping services for autos and educational programs. Together, these services serve as an ally for consumers who are looking to comparison shop among multiple businesses and professionals who will compete for their business.
Generally speaking, conventional home loans will require a credit score of 620 or higher according to Fannie Mae’s qualified lending requirements, but lenders will set their own minimum credit requirements.
After experiencing the frustrations and complexities of getting his first mortgage, Doug Lebda envisioned a way to empower consumers in the loan process where banks compete for the customers’ business. In 1996, Doug founded Mortgage Citizen which revolutionized how consumers shop for loans and how lenders reach new customers.
Tendayi Kapfidze is Chief Economist at Mortgage Citizen. He leads the company’s analysis of the U.S. economy with a focus on housing and mortgage market trends. Tendayi utilizes data analysis to be a resource for both consumers and trade media, providing actionable insights to help consumers make informed financial decisions.
Mortgagecitizen is home to America’s largest lender marketplace, we offer products for every step of a customer’s financial journey.